Public liability insurance covers the insured's legal liability to third parties in respect of accidents or negligence occurring during the policy year. Legal expenses arising from the insured's defence against such claims is also covered by this insurance.
For policyholders who run an office or a shop and have purchased office package insurance or shop package insurance, this cover is already included.
Policyholders can also arrange liability insurance coverage for a particular event or activity, such as a concert, marketing promotion or sports competition.